We offer coverage for almost every type of device and personal property
Spills & Liquid Submersion
Accidental Damage (like drops)
Damage & Malfunctions from Accidental Damage/Drops
Theft & Vandalism
Theft of items from an unattended vehicle via forced entry (car break-ins)
Fire, Flood, & Natural Disasters
Power Surge by Lightning
Your AKKO Plan covers just about any of your everyday personal items. From electronics, to clothes, to sports gear. Once registered, you can select (1) Phone + Any 25 of your belongings to load into your AKKO account that are eligible for protection. Plus, your items can be swapped out whenever you’d like.
Such as (but not limited to):
Phones (limit of (1) added per account), laptops, tablets, smartwatches, TVs, desktop computers, monitors, and more
Cameras, lenses, accessories, tripods, gimbals, all other gear
Speakers, electronic music instruments, DJ equipment, headphones, musical instruments, and other gear/peripherals
Videogame consoles, controllers, peripherals, VR, and more
Personal Transportation items (non-motorized):
Bikes, scooters, skateboards, hoverboards, unicycles
Skiis, snowboards, surfboards, golf clubs, tennis rackets, camping/climbing equipment, and other sports gear and accessories
Clothing & Accessories:
Clothes, jackets, shoes, sunglasses, watches, jewelry, and more
Blenders, coffee makers, microwaves, and other appliances, including the ones pre-furnished in dorms/apartments/homes you’re living/renting in
Textbooks, backpack, calculators, other educational tools and items
NOTE: All plans are per individual and will only cover items that the individual member owns. Plans cannot be shared with family or friends.
Adult and Student Plan accounts may have up to (1) phone on them. To cover additional phones, purchase additional adult or student plans. There are no quantity limits for other personal electronics and eligible items you want to add to your account.
Multiple plans may be purchased at a discount with billing bundled together! (check out family plans).
Click here to see what items are not eligible for coverage
The short answer: because AKKO is using technology to make facilitating and managing protection for your stuff more efficient and cost less. Typical insurers charge really high fees on the insurance and protection plans you buy because of the work involved in processing policies and claims, as well as the cost to advertise and market the coverage to consumers.
At AKKO, we’re trying to change that so that customers can get great and affordable protection that’s simple and all-inclusive, instead of being taken advantage of by purchasing multiple protection plans and insurance for all the stuff they own individually.
Car Insurance unfortunately DOES NOT cover the items that get stolen during a vehicle break-in, it only covers damages to the vehicle itself!
We hear from countless customers about this one… You’d think that “car” insurance would cover everything related to your car, right?
Well unfortunately, your car insurance is only that, insurance for your car including the damage it may do to other people’s property, car, or themselves.
If your car gets broken into, you’ll be on the hook for replacing any of the contents in your car which were stolen. This could be your laptop, backpack, bike, clothes, or whatever else you had in there.
You car insurance will pay for things like your broken window, or damaged door.
After you file a claim for your Apple devices, typically you’ll be directed to go to your closest Apple Store, but if you don’t live near one, or would rather go to a closer electronics repair shop, you can go there as well!
If your device has damages which one of our repair partners or a shop near you is unable to solve, we’ll help you get the work done straight through Apple.
Yup! The amount you pay when something of yours is damaged or stolen is called your “deductible.”
It’s the amount we deduct from your payout for a claim. The reason insurance and protection plans contain a deductible is so that you are still motivated to be careful with your stuff.
But we make sure to set a deductible that’s at least easily affordable rather than the $250 – $400 deductibles on most other protection plans for phones, laptops, and other items or a renter’s or homeowner’s insurance policy.